We've cut out the middleman! With Dial Direct Insurance there is no need for an insurance broker as the broker can take between 12.5% and 20% of your total insurance payments in commission.

Car Insurance SOUTH AFRICA

Whether you're buying clothing or shopping for car insurance, you always want to get the best value for your money. So, what's the secret to finding reliable, affordable car insurance? Shop around for the best deal. Get several car insurance quotes from different insurance companies before you buy or renew your policy. Insurance companies vary, so you could get a better deal somewhere else. Don't be afraid to switch. You can switch insurance companies whenever you want, even if it's in the middle of your car insurance policy term. If you find a better rate, switch .

There are 3 Types of car Insurance:

Insurance Types

  • Third party, which covers your legal liability if you damage someone else's physical property (walls, vehicles, gates etc.) due to a driving accident.
  • Third party, Fire and Theft offers third party cover and adds on two useful pieces of cover - fire damage to and theft of your car, including damage caused by a theft or attempted theft.
  • A fully comprehensive policy includes Third Party, Fire and Theft and in addition will pay for damage to your own vehicle in the event of an accident. There are many extras, too, for example it will also give you cover when you drive other people's cars - useful if you borrow someone's car and their insurance does not cover you.
The following Factors affect what you pay for your Premiums:

Factors :

  • Your age, your Job, your driving record.
  • The car you drive. The higher the value of the vehicle, the higher the premium. High performance vehicles are also more expensive to insure than their stock standard equivalents.
  • Then there's the location of the car. You'll pay more if you keep the car in a high-crime area or park it on the street at night.
  • What you use the car for. You'll pay more if, for example, you plan to use the car for business delivery purposes.
  • Then there is the excess structure that you choose. The higher the excess the lower the premiums.
  • Gear Locks, Satellite Tracking - will help reduce your premiums
For a Free online Quote form Dial Direct Click Here or Call : 0860 10 45 73