We've cut out the middleman! With Dial Direct Insurance there is no need for an insurance broker as the broker can take between 12.5% and 20% of your total insurance payments in commission.

Dial Direct Cover Options

Dial Direct Grants the following cover . Motor Car, Home Contents, Building, MotorCycle, Portable Possesions, Caravan and Watercraft Polices. They also offer a Range of Assist products such as : Home Assist, Road Assist, Trauma Assist, Legal Assist, Medical Assist and Entertainment Assist!

Car and Motor Insurance Policies:

Policies

  • Comprehensive cover (all own accidental damage, theft and hijacking, accidental death or injuries of third parties as well as damage to third party property)
  • Balance of third party fire & theft cover (theft and hijacking, accidental death or injuries of third parties, damage to third party property as well as own damage in the form of fire, lightning and explosion)
  • Balance of third party only cover (accidental third party property damage, death and injury) on privately owned motor cars, such as sedans, station wagons, and LDV's. Cars may be insured for social and/or business purposes. The majority of motor vehicle accessories are automatically covered, free of charge, under the comprehensive policy. In certain instances, company owned vehicles will also be taken on risk.
  • Comprehensive Cover.
  • Third Party, Fire and Theft.
  • Third Party Only.
  • Off-Road Comprehensive Cover.
  • Insurance Policy Terms and Conditions - Applicable to all Sections of Cover.
Motor Cycle Policies:

A further inclusion to the Dial Direct risk portfolio, is cover for motorcycles and their standard accessories. These vehicles can be insured comprehensively for social, domestic and pleasure purposes. Third Party Liability Cover is also included.

Caravan and Trailer Policies:

Comprehensive cover for private use purposes, is also granted for caravans and trailers. Caravans and trailers and their standard, factory fitted accessories may be covered individually or in combination with other risks. The caravan policy also includes an additional cover option for loose contents (e.g. crockery, bedding, appliances etc) that were not bought together with the caravan.

Watercraft Policies:

Yachts, catamarans, dinghies, motor boats, rubber ducks and jet ski's are all examples of the watercraft Dial Direct insures comprehensively for social and pleasure purposes. All machinery and motor(s), standard fittings, gear, equipment and fitted accessories are included and cover exists not only when the craft is ashore or afloat, but also when it is being transported by road, sea, air or rail. Medical costs, third party liability and optional water-skiers liability cover are all included with this comprehensive policy.

Household Content Policies:

With its Home Contents Policy, Dial Direct covers all items one would normally take with when moving home. Furniture, clothing, electric and electronic equipment, curtains, loose carpets and rugs, gardening tools, etc. are all examples. These items enjoy cover against a wide range of specific perils such as fire, theft, flood, etc. whilst inside the house or outbuildings. Public as well as domestic employee's and tenants liability cover extensions are automatically included.

Building Policies:

Dial Direct also insures all those things one would leave behind when moving house! Private residential home structures, fences, outbuildings, swimming pools, tennis courts, etc. all belong to this policy category.

Portable Possessions Policies:

Certain personal portable possessions, such as cell phones, jewellery, cameras, expensive clothing, fire arms, laptop computers, etc. are exposed to greater risks when taken outside the home. These can be covered under Dial Direct's all-encompassing Portable Possessions Policy, which provides wider cover with no geographical limits.

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